This promissory note certifies that

{{$name}}

Invested NGN {{number_format($amount, 2)}} ({{ucwords($amount_in_words)}} Naira Only) @ {{$rate}}% per annum

on {{$start_date->format('l jS \\of F Y')}}

Interest Payment Cycle: {{$interest_payment_cycle}}

Certificate Number: {{$reference}}

@if (strtolower($interest_payment_cycle) == 'monthly')

Monthly Interest : NGN {{number_format($monthly_interest, 2)}}

@endif

Maturity Value: NGN {{number_format($maturity_value, 2)}}.

Maturity Date: {{$maturity_date->modify('-1 months')->format('l jS \\of F Y')}}.

Signed/Sealed